Money order, personal check (must clear before item ships), cashier check, wire transfer, Paypal.
I generally ship by UPS and will ship an item within 48 hours (usually the next day) of having received or cleared payment. Exact shipping costs will be added to the total for the buyer once the buyer has provided a shipping address. I insure everything for fulll purchase price.
Items are sold with a 48 hour approval period unless clearly marked "AS IS" in the listing. AS IS items are not returnable. If an item is going to be returned it is at the buyer's expense and the item must be shipped within 24 hours of the buyer notifying Kovacik Guitars of intent to return. Any returned items must be shipped in the original packaging and MUST be fully insured when returned. Once an item is returned to Kovacik Guitars and judged to be in the same condition as when originally sold a full refund will be issued.